Stipends and Tuition
The MD-PhD Training Program offers a full stipend scholarship and tuition waiver for up to 8 new students each year for the entire period of their training. During the graduate portion (GS1-GS4) of the training, MD-PhD students are appointed as Graduate Research Assistants and receive tuition remission and a stipend per year according to the policies of the Ph.D. Program (and program concentration, where applicable). The stipend and tuition remission may be funded by the mentor’s research grant, an NIH training grant, or other institutional funds.
Important Note Regarding Federal Loans:
The aid amount that the MD-PhD program offers our students (yearly stipend, full tuition payments, insurance, ect.) is $31,673.15. As federal regulations permit us to provide funds only for their educational budget or cost of attendance; the total aid a medical student can receive to qualify for a federal loan is $29,150.00. Thus, because our scholars are receiving the maximum allowable, scholars ARE NOT ELIGIBLE for any additional federal loans.
Please note that often times the UF system doesn’t specifically flag which students are MD-PhD students. Because of this lack of distinction, a student may be allowed to take out loans. However, once we see the loan on the student’s account, the account would be flagged and the student would have to pay back the loan in full immediately.
Personal loans are an option for scholars to consider should they feel the need. The program does not facilitate that option.
If the mentor or home department of the MD-PhD student is in the practice of paying for GRA student fees from grants or any other sources for other PhD students, student fees for the MD-PhD student should covered the same way.
For MD-PhD students with mentors in other departments, in-state student fees will be covered by the MD-PhD program as a scholarship from the College of Medicine.
MD-PhD students are also eligible for free graduate student health insurance during their PhD training. Students must have coverage all years of training, including time in the research laboratory. Health insurance must provide coverage for all internal and external training sites.
The UF MD-PHD has limited funds budgeted for research-related travel each year. It is recognized that an important aspect of the GS1-4 and MS3-4 years is the attendance at national research meetings for learning about a potential field for a career and the presentation of dissertation research.